Social Security System members can now apply for condonation of loan penalties through the SSS website to make their availment of the amnesty program faster and more convenient.

SSS Officer-in-Charge Edgar Solilapsi announced in a press release that delinquent borrowers who are eligible for the condonation of 80 to 90 percent of their penalties can file their applications at www.sss.gov.ph.

"We have made it easier for members to apply for penalty condonation by allowing them to file online instead of them going personally to an SSS branch," Solilapsi noted.

"As long as they are already registered SSS website users and they are qualified under Situation 2, they no longer have to submit supporting documents as proof of contribution payments," he said.

Situation 2 is a category under the Penalty Condonation Program wherein the member-borrower has paid at least three amortizations since the loan take-out and a minimum of three months contributions within the last six months prior to the month of their application to the program, the press release said.

The SSS will write off 90 percent of accrued penalties for member-borrowers who opt to settle the amount due in one full payment, and 80 percent of penalties for those who opt to pay in monthly installments over a one, two or three-year period, it added.

"The online system will automatically inform members if they need to fulfill certain requirements in order to qualify, such as payment of contributions. Those with approved applications will receive an email detailing the amount of payments due under the Condonation Program and other information," Solilapsi added.

Solilapsi urged members to enroll in the SSS website, which allows registered users online accessibility to their SSS records. The website also enables users to verify their loan balance and eligibility for penalty condonation, without need to go personally to an SSS branch.

"However, member-borrowers who fall under Situations 1a, 1b and 3 must still submit their application forms and other required documents such as pay slips, affidavits and benefit claim forms to their SSS servicing branch," Solilapsi explained.

Situation 1a is for members whose employers collected but did not remit their loan amortizations to SSS, while 1b covers beneficiaries of deceased members with outstanding loans who will file the death claim within the Program’s availment period of April 2, 2012 to March 31, 2013. On the other hand, Situation 3 is for member-borrowers who will file total disability or retirement claims from April 2 to September 30, 2012. Penalties to be condoned under these three situations range from 50 to 100 percent.*

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